Kapitalbank launches mortgage refinancing at 21% per annum
Uzbekistan's Kapitalbank is offering mortgage refinancing at 21% per annum with the option to extend the loan term up to 10 years.
Source: daryo.uzMarket feed
Everything that happens
Every event in Central Asia's fintech market — briefly, with a link to the source. Analysis and explainers are in our news.
October 30
Webase showcases seven solutions to automate cash operations in Uzbek banks
IT company Webase presented solutions for automating cash desk workflows, clearing, and cash management in Uzbekistan's banks at Bank Solutions Day 2026.
Source: spot.uzOctober 29
Uzbekistan's Kapitalbank launches zero-interest business procurement installment program
JSCB Kapitalbank has introduced a financing program for legal entities to purchase equipment, raw materials, and goods with installment terms of up to five years, free of interest and hidden fees.
Source: gazeta.uzNational Bank of Uzbekistan launches P2P transfers to UnionPay cards
National Bank of Uzbekistan has launched UnionPay MoneyExpress, allowing users to send money from their cards to UnionPay cards issued abroad.
Source: t.me/nbu_officialBusiness Development Bank opens service center in Termez
JSCB Business Development Bank has launched a new banking services center in the Termez district of Uzbekistan's Surkhandarya region.
Source: podrobno.uzOctober 28
Fraudsters distribute card data-stealing app disguised as Uzbek keyboard
Scammers are sending users direct messages with an app called the "new Uzbek keyboard" and asking them to install it on their phones to steal bank card details.
Source: t.me/ipakyulibankuzTenge Bank Launches Tenge Travel In-App Train Booking Service
Uzbekistan's Tenge Bank has integrated train ticket search, booking, and payment across Uzbekistan into its Tenge24 mobile app through a partnership with ioka travel.
Source: spot.uzClick Integrates Apple Pay for Partner Websites
Payment system Click has enabled its partners to accept Apple Pay payments without any additional technical integration.
Source: t.me/click_uzOctober 27
NBU rolls out Apple Pay for Visa and Mastercard
The National Bank of Uzbekistan has launched Apple Pay support for its Visa and Mastercard cards. Customers can add their cards to Apple Wallet or the Milliy mobile app and make payments using iPhone and Apple Watch.
Source: t.me/nbu_officialApple Pay launches in Uzbekistan across eight banks, Kapitalbank among the first
On October 27, Apple Pay rolled out in Uzbekistan in pilot mode with Visa and Mastercard cards from eight banks. Kapitalbank is among the first: cards can be added to Apple Wallet via the KAPITALBANK.online app.
Source: t.me/kapital24October 25
Tashkent International Financial Centre joins World Alliance of International Financial Centers
The Tashkent International Financial Centre (TIFC) has become a member of the World Alliance of International Financial Centers (WAIFC), which brings together international financial hubs.
Source: uzdaily.uzOctober 24
ANORBANK launches UZCARD KIDS Moment card for children
ANORBANK has become the first in Uzbekistan to launch the pre-issued UZCARD KIDS Moment children's card, which can be set up in a few minutes and linked to a parent's account in the bank's app.
Source: t.me/uzcardEurasian Development Bank to launch private equity fund for Central Asia
The EDB will set up the Central Asia and Caucasus Private Equity Fund (CACPEF) alongside China Investment Corporation, Oman Investment Authority, the Fund for Reconstruction and Development of Uzbekistan, Turkish fund OYAK, and Shenwan Hongyuan Securities.
Source: podrobno.uzOctober 23
UZCARD and Hamkorbank launch Fan Card for FC Nasaf supporters
UZCARD, Hamkorbank, and football club Nasaf have launched the Fan Card, which serves as both a regular bank card and a pass to home matches.
Source: t.me/uzcardIpoteka Mobile adds SWIFT transfers and payments with Uzcard and Humo cards
Uzbekistan's Ipoteka Bank has updated its mobile app, adding international SWIFT transfers, service payments with Uzcard and Humo cards, and improvements to UzQR payments and currency exchange.
Source: t.me/ipotekabankofficialUzbekistan pays out 207.5B UZS in compensation to depositors of shuttered Yangi Bank
Uzbekistan's Deposit Guarantee Agency has completed payout of 207.5 billion UZS in compensation to depositors of the shuttered Yangi Bank JSC, agency director Ulugbek Khamdamov announced at a media briefing on October 21.
Source: daryo.uzOctober 22
Uzbekistan citizens will be able to present electronic ID cards at banks, airports, and notaries
According to spot.uz, the Ministry of Justice of Uzbekistan has amended departmental regulations to allow citizens to present electronic versions of passports, ID cards, and other documents alongside paper originals.
Source: spot.uzOctober 20
Uzbekistan launches income and expense declaration pilot in Chirchiq and Navoi
According to podrobno.uz, Uzbekistan has introduced an experimental annual income and expense declaration for residents of Chirchiq and Navoi, approved by a government resolution and applying to adult citizens permanently registered in these cities.
Source: podrobno.uzSQB's Capital Grows by 9.9% in the First Nine Months of 2026
Uzbek bank SQB saw growth across its key financial metrics in the first nine months of 2026.
Source: t.me/sqbuzOctober 19
Bank cards account for 91.9% of gas station payments in Uzbekistan
In September 2026, the share of cashless bank card payments at Uzbekistan's gas stations rose to 91.9% of total transaction volume.
Source: daryo.uzIpoteka Bank launches Uzcard Moment, an instant-issue card at branches
Uzcard Moment is issued at Ipoteka Bank branches within five minutes and links immediately to the Ipoteka Mobile app.
Source: ipotekabank.uzOctober 15
UZCARD launches universal DTSQR code for payments across different apps
Uzbekistan's payment system UZCARD has introduced DTSQR, a solution that enables a single QR code on a POS terminal to accept payments via various banking apps and payment services.
Source: t.me/uzcardIpoteka Bank Expands Mortgage Scoring to Factor in Informal Income
Ipoteka Bank (OTP Group) has begun factoring in informal sources of income when approving mortgage loans for individuals in Uzbekistan's primary housing market.
Source: ipotekabank.uzOctober 14
HUMO Services Restored Following TAS-IX Connection Outage
The HUMO payment system has restored operations after brief disruptions in POS terminals and partner VPN connections caused by issues on the TAS-IX telecom link.
Source: t.me/humoofficialUzbekistan to cut customs fee on inbound parcels by 20%
Starting November 1, the customs processing fee for international courier shipments in Uzbekistan will drop by 20%, from 8,800 to **7,040 soums** per kilogram.
Source: spot.uzUzbek regulator revokes SARBON-INVEST license
SARBON-INVEST LLC's license to operate as a trust manager of investment assets in the Uzbek securities market has been revoked following the company's voluntary application.
Source: t.me/napp_uzOctober 13
Apex Bank registered as participant in Uzbekistan's special capital market regulatory sandbox
Apex Bank has received participant status in Uzbekistan's special capital market regulatory sandbox and was added to the regulator's registry.
Source: napp.uzMinistry of Economy and Finance adds 24 companies to register of public interest entities
According to spot.uz, Uzbekistan's Ministry of Economy and Finance added **24 new companies** to the register of public interest entities, bringing the total from 425 to 449.
Source: spot.uzOctober 12
National Bank of Uzbekistan launches international P2P transfers to UnionPay cards
The National Bank of Uzbekistan has introduced UnionPay MoneyExpress, enabling direct money transfers from NBU cards to international UnionPay cards across 84 countries and regions.
Source: t.me/nbu_officialOctober 10
Uzum Market resumes operations after two-day outage
Uzbek marketplace Uzum Market has restored operations across its website, mobile app, and seller portal following an Oct. 8 technical outage.
Source: spot.uzOctober 9
Uzbekistan's gold and foreign exchange reserves shrank by $5.5bn in September
As of October 1, Uzbekistan's gold and foreign exchange reserves stood at **$66.58bn**, falling by $5.54bn over the month due to lower global gold prices and a decline in foreign currency assets.
Source: spot.uzUzbekistan's Tenge Bank updates universal agreement for individuals on ATB
Uzbekistan's Tenge Bank has updated its universal service agreement for individuals on the ATB platform, effective October 9, 2026.
Source: tengebank.uzANORBANK approves 100 billion UZS additional share issue
Uzbek lender ANORBANK has received shareholder approval for an additional share issue worth **100 billion UZS** to attract investment under its capital strengthening plan.
Source: t.me/anorbankOctober 8
NBU rolls out online microloans at 25% APR
National Bank of Uzbekistan has started issuing online microloans through the Milliy app for NBU payroll clients and public sector employees.
Source: t.me/nbu_officialOctober 7
Biznesni Rivojlantirish Banki launches Business 24/7 platform for SMEs
Uzbekistan's Biznesni Rivojlantirish Banki has launched the Business 24/7 digital platform for legal entities and sole proprietors, enabling round-the-clock banking operations without visiting a branch.
Source: daryo.uzOctober 6
Half of E-Commerce Complaints in Uzbekistan Involve Uzum
According to spot.uz, Uzbekistan's Competition Committee received 1,230 e-commerce complaints in the first nine months of 2026, with over half targeting the Uzum ecosystem.
Source: spot.uzSQB launches international card top-ups via Multipay
Uzbekistan's State Savings Bank (SQB) now allows clients to top up international Visa, Mastercard, and UnionPay cards with cash in soums and US dollars via Multipay self-service kiosks.
Source: t.me/sqbuzOctober 5
Ipoteka bank OTP Group launches digital office for business on U-BSS platform
Ipoteka bank OTP Group, one of Uzbekistan's largest banks, has launched a new corporate online banking system for legal entities and sole proprietors on the U-BSS platform.
Source: spot.uzMilliy adds deposit top-up feature to mobile app
Uzbek bank Milliy has launched a feature in its mobile app to top up deposits previously opened at branch offices.
Source: t.me/nbu_officialCentral Bank of Uzbekistan warns banks over illegal restrictions on depositor rights
According to the Telegram channel @centralbankuzbekistan, the Central Bank identified terms in commercial banks' deposit agreements that restrict depositors' right to reclaim their funds.
Source: t.me/centralbankuzbekistan