Central Asia fintech guides
Market map
Who builds banking software and fintech development in Central Asia: core banking systems (ABS), loan origination systems, CRM, custom development, AI solutions, payments and integrators — organized by bank task.
Guide · Technology choicesColvir Alternatives: Most Often the Core Does Not Need Replacing — a Layer on Top Is Enough
More often than not the pain is not in the core itself but around it: slow channels, manual lending, fragmented customer data. That is solved with a layer on top of the existing core, not by replacing it. We break down three routes for banks in Kazakhstan and Uzbekistan — a layer on top of Colvir, a regional system, an international core — with public facts on vendors from the Finteqstan catalog and the criteria for choosing.
Guide · Cost breakdownHow Much It Costs to Launch a Neobank in 2026
The cost structure of launching a neobank in Central Asia across three scenarios — in-house, outsourcing and off-the-shelf: regulatory capital in Kazakhstan, Uzbekistan and Kyrgyzstan, technology, timelines and an honest savings calculation.
Guide · Market and regulationBanking as a Service (BaaS) in Kazakhstan: How the Market Works, Who Its Players Are and What the Law Allows
How the "banking as a service" model works, what you can and cannot do without a license under Kazakhstan's laws, a comparison of providers and real cases — from Simply to re:Kassa.
Guide · Loan originationHow to Build Loan Origination in Central Asia
An operator's route for lending in Kazakhstan and Uzbekistan: the origination stages, identity verification and biometrics, credit bureaus and scoring, debt burden limits, anti-fraud and AML, and how to build it technologically. As of August 2026.
Guide · Islamic financeHow a Bank Can Launch Halal Products in Central Asia
An operator's route to launching Islamic finance in Kazakhstan and Uzbekistan: a window, conversion or a bank, Shari'ah compliance, taxes, products and implementation. Status as of August 2026.