Total loan volume approached 44 trillion tenge. The top ten players account for over 92% of the market while maintaining a consistently low delinquency rate.
The regulator has issued customer protection guidelines to banks, stating that a malfunctioning machine should not be the user’s problem.
Following a 2025 pilot project, the parliament is updating the legislative framework. Leasing will become an alternative to car loans, allowing drivers to change vehicles without having to sell them.
The former McKinsey & Company partner with nine years of fintech experience has joined the team to build tech products in Central Asia.
In B2B, a clunky screen costs clients working hours, not just frustration. Here is where banks hide the bill.
Outside the capital, connectivity is weaker and ATMs are older. Why services designed for megacities fail in the regions.
LLC registration, payroll, and counterparty verification in one app. What works now, and what businesses still do manually.
Education, analytics, and partner matching retain businesses better than pricing. Which banks are building this layer, and which remain mere cash registers.
Security that employees bypass doesn’t protect. How banks are shifting from passwords to biometrics, digital signatures, and auto-limits—and where they stall.
“One login for all” is how most banks handle access. Here is what a company needs when one employee drafts a payment and another approves it.
Statements show the past, but businesses need forecasts. How banks are learning to warn about cash gaps in advance.
Every manual statement transfer to 1C wastes time and risks reporting errors. How APIs remove the middleman between banks and businesses.
