Marketplace fragmentation and the hunt for cashback: why a unified shopping experience is still unavailable.
How the incompatibility of Uzcard and Humo and opaque fees prevent Uzbekistanis from managing money in a single app.
The Kazakhstani fintech holding has officially closed the deal to acquire the Turkish bank. The company needs the license to launch financial services around the Hepsiburada marketplace.
The Kazakhstani broker has separated Islamic securities into a dedicated section of its mobile app. A partner fintech company provides asset screening according to international standards.
The regulator has formed a team to develop Islamic banking standards. The council includes experts from the Fatwa Center and an auditor with Big4 experience.
ARDFM begins transitioning the market to a differentiated system: major players secure universal bank status.
EAEU central bank heads include artificial intelligence development and supervision in the advisory council agenda for the first time
Chatbots are annoying, and AI decisions look like a “black box.” People are only ready to trust the algorithm when they see what the answer is based on.
Ordering medicines online in Kazakhstan is a lottery: a drug is listed as in stock but is actually unavailable, and users fear making a mistake when choosing an alternative.
Kids’ cards are stuck between extremes: either a boring “micro-bank” with adult terminology or a toy the child quickly outgrows.
Opening a brokerage account takes just a few clicks, but beginners close them after the first dip—scared off by terminal jargon and a portfolio in the red.
Digital IDs and eGov integration in bank apps build strong user trust. But two fears hold users back: account blocks and outdated documents.
