About the company
Bailyk Finance is a microfinance company in Kyrgyzstan issuing loans from 5,000 to 500,000 soms for up to 36 months. The product line includes business development loans, consumer loans, Islamic financing (Murabaha), green loans, and loans for young entrepreneurs. The National Bank of the Kyrgyz Republic licenses the company (certificate No. 346 dated March 10, 2011). It partners with international development and impact investing institutions, including KIVA, Triodos Bank, and Bamboo Finance. Customer service is available by phone, WhatsApp, Telegram bot, and social media. The headquarters is in Bishkek.
Founded
2011
Headquarters
Bishkek, Kyrgyzstan
Country
Kyrgyzstan
Key people
Leadership
AArzymat Derbishaliev🇰🇬CEOHeads the microcredit company Bailyk Finance (founded in 2011, operates in rural areas of Kyrgyzstan, develops Islamic and green financing).↗ЛЛюбовь Арамян🇰🇬CFO↗AAshot OsipyanChairman of the Board of Directors↗РРаушан Курбаналиева🇰🇿Член Совета ДиректоровВходит в совет директоров «Байлык Финанс»; в Казахстане возглавляет правление микрофинансовой организации «Арнур Кредит».↗
Digital transformation
History and milestones
- April 22, 2026ВехаArzymat Derbishaliev назначен Chief Executive Officer; Chinara Moldazhanova завершила срок полномочий CEO и вошла в Совет директоров
- December 1, 2025ВехаПривлечен раунд долгового финансирования Conventional Debt
- February 22, 2022ВехаBailyk Finance стала заемщиком на платформе Lendahand
- January 1, 2021ВехаПолучена лицензия на предоставление исламского финансирования
- February 1, 2011ВехаОснована Micro-credit company "Bailyk Finance" Closed Joint Stock Company
Services
Business loans
Loans for business development, including for young entrepreneurs
Consumer loans
Loans for consumer purposes
Islamic finance
Murabaha product
Green loans
Loans for environmental purposes
Trust and facts
Partnerships
KIVA
Triodos Bank
Bamboo Finance
Certifications
NBKR license, certificate No. 346 (10.03.2011)
