At the end of the first half of 2026, retail deposits in Kazakhstan’s second-tier banks topped 30 trillion tenge for the first time, growing by 18.5% or 4.7 trillion tenge year-on-year.
Three-month replenishable savings deposits are the most popular, offered by nine of the ten largest banks by deposit portfolio. Home Credit Bank leads in yield with an annual rate of 19.6% on its “Savings Home+” product, followed by Freedom Bank (19.51%) and Eurasian Bank (19.03%). The segment’s average rate stands at 18.77%, with some banks allowing customers to open a deposit starting from 1 tenge.
