MBank adds transfers to the US, Saudi Arabia, and UAE, plus 24 more banking app updates this week

25 updates were released across mobile apps of banks in Kazakhstan, Uzbekistan, Kyrgyzstan, Tajikistan, and Azerbaijan from November 5 to 13, 2026. Trend of the week: banks expanded international transfers and focused on cards. Update of the week: MBank added transfers to accounts in the US, Saudi Arabia, and the UAE, new card designs, and third-party mandatory auto insurance (OSAGO) registration.

Update of the week

MBank, a mobile bank in Kyrgyzstan, added transfers to accounts in the US, Saudi Arabia, and the UAE in version 26.10.2. It also introduced new card designs in the “My Collection” section, an updated MMarket marketplace with promotions, loan and installment payments, third-party OSAGO registration in the “My Auto” section, purchases via MPlus and Adal, and electronic certificates with a bank signature, according to the update description. Customers can now issue an OSAGO policy for themselves or another person directly in the app, and transfer money to three new destinations without using separate money transfer services.

Over the week, the app’s rating grew by 0.01 points to ★4.65 across 98,655 ratings (+3,914 for the week) — an expectedly small shift for an app with this many reviews.

By country

🇺🇿 Uzbekistan

Uzbekistan delivered the most updates this week — nine, ranging from state-owned Xalq Banki to microfinance bank Tayanch.

• Anorbank, a digital bank in Uzbekistan, updated its design and bottom menu, adding income category selection and the ability to create custom categories for analyzing card and wallet spending (v2.50.0, 11/09/2026, source). Why it matters for the user: It is easier to sort expenses by custom categories rather than fitting spending into the bank’s standard list.
• Humo trained its app to recognize card numbers during activation and transfers, and added tooltips when filling out service payment details (v1.0.5, 11/06/2026, source). Humo is an Uzbek payment system and card brand operating alongside Uzcard. Why it matters for the user: Less manual data entry when paying and activating a card — the number autofills.
• Open Bank added an “Investment Deposit” product based on Mudarabah principles (v2.22.0, 11/10/2026, source). Mudarabah is an Islamic financing model where income is shared between the bank and the depositor according to a pre-agreed ratio. Why it matters for the user: A new deposit option based on Islamic financing principles.
• Orient Finans Bank launched instant transfers to Russia by card or phone number, added in-app auto loan applications, phone number changes in the “Security” section, home screen widgets, and international card statements in English (v2.0.12, 11/10/2026, source). Why it matters for the user: Send instant transfers to Russia, apply for an auto loan without visiting a branch, and change phone numbers directly in the app.
• Payme enabled autofill for recipient card numbers in the transfer section after copying, and added the ability to include a message to the recipient when sending money (v3.20.2, 11/10/2026, source). Payme is one of the largest payment and transfer services in Uzbekistan. Why it matters for the user: Fewer steps during transfers — the card number pastes automatically — and the option to add a personal note.
• TBC Bank Uzbekistan sped up bill payments with prompts for recent payments and automatic templates (v3.28.2, 11/10/2026, source). TBC Bank Uzbekistan is a digital bank operating in the Uzbek market under the Georgian TBC group brand. Why it matters for the user: Pay recurring bills, like utilities or internet, with a single tap using a saved template.
• Tayanch mikromoliya banki improved the bank card ordering process and fixed bugs (v1.4.0, 11/10/2026, source). Tayanch is a microfinance bank in Uzbekistan. Why it matters for the user: Ordering a card is now easier.
• Xalq Banki added the Moment card — a Humo card issued instantly and ready to use — and strengthened its data protection policy (v1.0.49, 11/06/2026, source). Xalq Banki is a state-owned bank in Uzbekistan. Why it matters for the user: The Moment card is ready to use immediately after issuance, with no waiting for linking.
• Business Development Bank (BRB) fixed bugs, configured internal transaction monitoring, added receipts and kindergarten payments, and updated window designs (v1.77, 11/05/2026, source). BRB is an Uzbek bank focused on entrepreneurs. Why it matters for the user: Pay for kindergarten and view transaction receipts without visiting a teller.

🇰🇬 Kyrgyzstan

Five banks updated in Kyrgyzstan, with the most notable change coming from MBank.

• Dos-Credobank, a bank in Kyrgyzstan, added Apple Pay — the bank’s card (the app is called Simbank in the store) can be linked to an iPhone for payments (v1.127.34, 11/10/2026, source). Why it matters for the user: Pay with the bank’s card via iPhone without needing the physical card in a wallet.
• Eldik Bank, a bank in Kyrgyzstan, improved Visa+ transfers, added the ability to save receipts and bank certificates as PDFs, and refined the display of cards and deposits (v3.18.2, 11/06/2026, source). Why it matters for the user: Save certificates and receipts as PDFs directly from the app to present where paper confirmation is required.
• Kompanion updated the “Notifications” section with filters, added Gross and Clearing transfers to accounts in other banks, and introduced online booking for Public Service Centers (PSC) (v5.27.0, 11/06/2026, source). Kompanion Bank is listed in the store as an app combining mobile banking and an e-wallet. Why it matters for the user: Get a PSC ticket without visiting the center, and use Gross and Clearing transfers as another way to send money to other banks.
• MBank added transfers to the US, Saudi Arabia, and the UAE, new card designs, and third-party OSAGO registration (v26.10.2, 11/11/2026, source; details in the “Update of the week” section). Why it matters for the user: Register OSAGO for another person and transfer money abroad directly from the app.
• Optima Bank, a bank in Kyrgyzstan, updated the payment status screen and transaction receipt, and enhanced security (v7.4.2, 11/06/2026, source). The bank’s app is called Optima24 in the store. Why it matters for the user: Receipts and payment statuses are easier to read, leaving fewer questions about whether a transaction went through.

🇹🇯 Tajikistan

Three updates were released in Tajikistan.

• Eskhata Online simplified field identification — users can select a client segment and upload an application form and location photo directly in the app. It also added information blocks for installments detailing limits by period, updated the design of the “Collect a Word” game, and sped up bottom menu scrolling (v3.9.58.601, 11/10/2026, source). Eskhata Bank is one of Tajikistan’s largest banks. Why it matters for the user: Field identification is simpler, and installment terms are easier to understand.
• Orienbank, a bank in Tajikistan, launched transfers to Russian bank cards by phone number without needing the recipient’s card number, added EV charging payments at Neru stations via QR code, and sped up home screen loading (v1.0.29, 11/07/2026, source). Why it matters for the user: Transfer money to Russia using just a phone number, and pay for EV charging at Neru stations with a QR code.
• Alif Bank sped up transfers — the recipient’s number can be entered on the home screen or selected from contacts. It also added app icon customization and strengthened login security (v3.14.8, 11/10/2026, source). Why it matters for the user: Transfer money in a few taps without searching for the recipient’s card.

🇰🇿 Kazakhstan

Three products updated in Kazakhstan — two from Forte Bank and one from Home.kz.

• ForteApp, Forte Bank’s app, added preliminary fee calculations for SWIFT transfers, a new utility service “Tolem Company,” card design selection, and installment extensions for the One card (App Store v1.34.0, 11/10/2026, source; Google Play, 11/09/2026, source). Why it matters for the user: See SWIFT fees upfront, extend One card installments without visiting a bank, and use “Tolem Company” as another way to pay utilities.
• ForteBusiness added financing against certificates of completion — users can apply directly in the app and receive funds without waiting for client payment (v2.71.0, 11/06/2026, source). ForteBusiness is Forte Bank’s business app. Why it matters for the user: Businesses get paid faster against completion certificates without waiting for the client — useful for companies working with deferred payments.
• Home.kz allowed users to return phone number transfers to another bank without calling support by submitting a request in the transaction details. It also consolidated cashback and terms information on the Arna, Tau, and Álem card pages (v1.7.1, 11/11/2026, source). Why it matters for the user: Fewer steps to reverse an erroneous transfer — no need to call support, just leave a request in the transaction details; it is also easier to compare terms and cashback for Arna, Tau, and Álem cards on one page.

🇦🇿 Azerbaijan

Four apps updated in Azerbaijan.

• Azer Turk Bank, a bank in Azerbaijan, refined the “Ailəm” feature, added AniPay transfers, and introduced payment purpose selection for card transfers (v2.1.0, 11/06/2026, source). Why it matters for the user: Specify the purpose of a card transfer directly in the app instead of explaining it later at a branch.
• Leobank added foreign currency cards — users can get a virtual card in dollars or euros directly in the app (v1.127.50, 11/11/2026, source). Leobank is a digital bank in Azerbaijan. Why it matters for the user: Get a currency card without visiting a bank — useful for those earning in dollars or euros or frequently paying abroad.
• UBank by Unibank launched a fully online credit line with application and activation without visiting a branch, added a self-restriction feature for credit applications, and integrated payments for Bravo Parking, E-Topaz, and Topaz (v3.30.1, 11/09/2026, source). UBank is a digital product of Azerbaijan’s Unibank. Why it matters for the user: Apply for a credit line and limit applications remotely, while Bravo Parking, E-Topaz, and Topaz add everyday payments to a single app.
• m10 sped up app performance and improved stability (v1.473.6, 11/11/2026, source). m10 is a digital wallet in Azerbaijan.

Trend of the week

Several banks focused on international transfers: Orient Finans Bank opened transfers to Russia, Orienbank added transfers to Russian bank cards by phone number, and MBank launched transfers to accounts in the US, Saudi Arabia, and the UAE. The destinations vary, but the logic is the same: banks are reducing the number of fields users must fill out manually and removing the need to know the recipient’s card number.

In parallel, banks focused on card products. Leobank issued foreign currency cards in dollars and euros, ForteApp offered a choice of card designs, Xalq Banki added instant activation for the Moment card, and Dos-Credobank integrated Apple Pay. Different banks are solving different problems — some are adding a new card type, others are speeding up issuance or payment — but the card as a product received attention in four countries in a single week.

Release numbers

25 updates · 24 banks · 5 countries.

How it was compiled

Finteqstan’s monitoring reviewed app cards and release notes in the App Store and Google Play for banks in Kazakhstan, Uzbekistan, Kyrgyzstan, Tajikistan, and Azerbaijan from November 5 to 13, 2026, and selected 25 releases with substantive changes. The text was compiled and checked automatically. If you find an error, let us know.