According to kapital.kz, Otbasy Bank will change how it calculates the maximum loan origination fee starting October 31, 2026.
The base fee remains at 1% of the loan amount, but the caps will now depend on the loan size. For loans up to 50 million tenge inclusive, the maximum fee will be 300,000 tenge; from 50 to 100 million tenge, it will be 500,000 tenge; and above 100 million tenge, 1 million tenge. Previously, the fee was capped at 300,000 tenge regardless of the loan amount.
According to bank statistics, 92% of clients take out loans of up to 50 million tenge, so their fee remains unchanged. The new terms apply to loan applications submitted on or after October 31, 2026; earlier applications will be processed under the previous rules. The changes do not affect loans that have already been disbursed.