Between July 17 and 24, 2026, mobile banking apps in Central Asia and the Caucasus received nearly 30 updates. Developers focused on integrating national payment systems, managing paid subscriptions, and expanding ecosystem services.
Trend of the week: National QR and routine control
Banks are simultaneously tackling two infrastructure challenges. In Kazakhstan, lenders are mass-connecting to a unified interbank QR, erasing boundaries between different acquirers’ terminals. In the Caucasus, the focus has shifted to controlling recurring charges: banks are taking on the role of a single control panel for customer subscriptions.
Banks are shifting focus from basic transfers to infrastructure integrations and services that help customers control daily, unnoticed expenses.
Kazakhstan
Three banks confirmed integration with the unified interbank QR code in their release notes. The feature appeared in the Eurasian Bank app, as well as in the retail ForteApp and corporate ForteBusiness. ForteBank also moved OTP code delivery to push notifications and allowed users to increase credit card limits directly on their smartphones.
Bereke Bank also added unified QR payments and expanded its list of banks for phone number transfers. The bank officially confirmed adding instructions for removing a credit stop when applying for the Alğa installment card.
Bank RBK focused on inclusivity: the app now features interface voiceover and screen scaling for visually impaired users.
In the Home.kz app by Home Credit Bank, users can now pay mandatory health insurance (OSMS) contributions and save receipts. The process of downloading PDF statements from the unified transaction history was also simplified.
Uzbekistan
Uzum Bank officially launched a seasonal loyalty mechanic: the bank offers up to 10% cashback for card payments at water parks, gaming centers, and restaurants.
TBC Bank Uzbekistan automated savings management. According to the App Store update, term deposits now renew automatically, and customers can make partial withdrawals.
Hamkorbank added login and password authorization and updated the identification process via the state MyID system. Anorbank redesigned its main screen to improve navigation, while the payment service Oson fixed errors during Spectre Energy payments.
Kyrgyzstan
Optima Bank integrated its credit product with the region’s largest marketplace: Wildberries purchases can now be paid using PAYDA installments.
MBank updated scenarios for its MInstallment service and added fiscal receipt displays in the MPay section.
Kompanion and DemirBank Kyrgyzstan released service updates, revising main screen logic for faster access to daily operations.
Tajikistan
⭐ Update of the week: Alif continues to aggressively expand its ecosystem. Following its recent B2B services integration, the fintech launched tourist eSIM sales through the Alif Sayohat section, added cashback for unified QR payments, and enabled mobile device registration in the UzIMEI system. The bank also introduced the Alif Plus subscription and moved account balance certificates online.
In the corporate segment, Eskhata Business expanded statement features and improved the payment order filling process.
Azerbaijan
Azerbaijani banks are simultaneously addressing subscription management. PASHA Bank officially confirmed launching a feature that allows Visa cardholders to manage their subscription fees directly from the mobile app.
State-owned ABB mobile went further and handed this task to artificial intelligence. As previously expected, virtual assistants AI-nur and AI-khan now visually analyze customer transactions and automatically manage Visa card subscriptions.
Leobank added new payment options to its entertainment and sports menu, while digital wallet m10 released a technical update aimed at speeding up its interface.
