Between July 17 and 24, 2026, mobile banking apps in Central Asia and the Caucasus received nearly 30 updates. Developers are focusing on integrating national payment systems, managing paid subscriptions, and expanding ecosystem services.
Trend of the week: National QR and routine control
Banks are simultaneously tackling two infrastructure challenges. In Kazakhstan, credit institutions are connecting en masse to a unified interbank QR, erasing the boundaries between terminals of different acquirers. In the Caucasus, the focus has shifted to controlling recurring charges: banks are taking on the role of a single control panel for customer subscriptions.
Banks are shifting focus from basic transfers to infrastructure integrations and services that help clients control daily invisible expenses.
Kazakhstan
Three banks confirmed integration with the unified interbank QR code in their release notes. The feature appeared in the Eurasian Bank app, as well as in the retail ForteApp and corporate ForteBusiness. ForteBank also moved OTP code delivery to push notifications and introduced the ability to increase credit card limits directly on smartphones.
Bereke Bank added unified QR payments and expanded the list of banks for phone number transfers. The bank officially confirmed the addition of instructions for removing a stop-credit when applying for the Alğa installment card.
Bank RBK focused on inclusivity: the app now features interface voiceover and screen scaling for visually impaired users.
In the Home.kz app by Home Credit Bank, users can now pay OSMS (mandatory social health insurance) contributions and save receipts. The process of downloading PDF statements from the unified transaction history has also been simplified.
Uzbekistan
Uzum Bank officially launched a seasonal loyalty mechanic: the bank offers up to 10% cashback for card payments at water parks, gaming centers, and restaurants.
TBC Bank Uzbekistan automated savings management. According to the App Store update, term deposits now renew automatically, and customers can make partial withdrawals.
Hamkorbank added login and password authorization and updated the identification process via the state MyID system. Anorbank redesigned its main screen for better navigation, while the payment service Oson fixed errors related to Spectre Energy payments.
Kyrgyzstan
Optima Bank integrated its credit product with the region’s largest marketplace: Wildberries purchases can now be paid using PAYDA installments.
MBank updated scenarios for the MInstallment (MRassrochka) service and added the display of KKM fiscal receipts in the MPay section.
Kompanion and DemirBank Kyrgyzstan released service updates, refining main screen logic for faster access to daily operations.
Tajikistan
⭐ Update of the week: Alif continues to aggressively expand its ecosystem. Following the recent integration of B2B services, the fintech launched tourist eSIM sales through the Alif Sayohat section, added cashback for unified QR payments, and introduced mobile device registration in the UzIMEI system. The bank also rolled out the Alif Plus subscription and moved account balance certificates online.
In the corporate segment, Eskhata Business expanded statement management capabilities and improved the process of filling out payment orders.
Azerbaijan
Azerbaijani banks are simultaneously addressing subscription management. PASHA Bank officially confirmed the launch of a feature allowing Visa cardholders to manage their subscriptions directly from the mobile app.
State-owned ABB mobile went further, handing this task to artificial intelligence. As expected earlier, virtual assistants AI-nur and AI-khan now visually analyze customer transactions and automatically manage Visa card subscriptions.
Leobank added new payment options in the entertainment and sports menu, while the digital wallet m10 released a technical update aimed at speeding up the interface.