According to inbusiness.kz citing the ARDFM, Kazakhstan’s banking sector assets reached 76.8 trillion tenge as of October 1, 2026, up 8.6% since the beginning of the year.
The banking sector comprised 23 second-tier banks, including 10 foreign subsidiaries and one fully state-owned bank. The loan portfolio grew by 1.1% in September to 46.8 trillion tenge. Highly liquid assets amounted to 22.9 trillion tenge, or 29.8% of total assets.
The loan portfolio to the economy grew by 7.2% year-to-date, reaching 43.1 trillion tenge. National currency loans increased by 0.9% to 38.8 trillion tenge, while foreign currency loans fell by 1.9% to 4.3 trillion tenge. The volume of new loans issued in September totaled 3.6 trillion tenge, up 3.2% compared to September 2025.
The SME loan portfolio grew by 17% year-to-date to 8 trillion tenge. Large corporate lending fell by 8.7% to 5 trillion tenge. Retail lending increased by 7.6% since the start of the year to 26.7 trillion tenge, including 17.7 trillion tenge in consumer loans and 7.9 trillion tenge in mortgages.
Banks’ net profit for January–September dropped 11.6% compared to the same period in 2025.