CompaniesIT vendorsCypherBound Systems

CypherBound Systems

Core bankingProduct vendorConsultingR&D & engineeringBNPL & lendingMobile appsData & AISystems integration🇺🇿Uzbekistan

Tashkent fintech software vendor (CBS Solutions): digital banking platform, loan origination system, and CloudBank.Digital core banking

Headquarters
Tashkent, Uzbekistan
Leadership
1 people
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About the company

CypherBound Systems (CBS Solutions brand) is a Tashkent-based technology company developing mobile and digital solutions for the fintech, banking, and telecom sectors in Uzbekistan and abroad. The company claims its team has 15+ years of experience; the legal entity was registered in 2026 as an IT Park resident. Business lines include Fintech Builder (a portfolio of white-label solutions and a retail digital banking accelerator for rapid digital bank launches), custom development, consulting and digital transformation, Big Data & Analytics, and cloud infrastructure. Products in production: retail mobile banking (iOS/Android), CloudBank.Digital core banking (4th generation API-first core banking; a UK partner product), CRM Customer 365, an online lending platform, loan origination system, credit scoring (including ML), and Islamic financial services. Corporate digital banking is under development. Integrations: HUMO, UzCard, my.gov.uz. Tech stack: Java, Kotlin, Swift, Python, TypeScript, Kubernetes, Docker, JFrog, PostgreSQL, Cassandra, Redis, MinIO, Elasticsearch, Apache Camel, Apache Karaf, ActiveMQ Artemis, Keycloak.

Headquarters
Tashkent, Uzbekistan
Country
Uzbekistan
Products
CloudBank.Digital
4th generation Core Banking System: API-first, modular architecture, cloud deployment. Partner product (UK).
Retail digital banking
Mobile banking for individuals (iOS/Android): transfers, payments, loans, deposits, cards.
Customer 365
CRM for banking services: clients, products, and applications in a single web interface.
Loan origination system
End-to-end lending automation — from application to disbursement; integration with scoring and core banking systems.
Credit scoring
Behavioral and application scoring, ML models for creditworthiness assessment.
Islamic services
Islamic financial products in mobile banking, Sharia compliance.
Services
Fintech Builder
White-label solutions and retail digital banking accelerator — launch a digital bank in a few months.
Custom development
Turnkey mobile and web applications, CRM, payment and integration platforms.
Consulting and transformation
Digital transformation, IT infrastructure audit, strategy, and implementation of ready-made solutions.
Big Data & Analytics
Credit scoring, behavioral analytics, reporting, and data visualization.
Cloud infrastructure
Kubernetes, Docker, JFrog, CI/CD, and monitoring — a ready-to-use production environment.
Trust and facts
Partnerships
CloudBank.Digital (UK) — 4th generation Core Banking System
Clients and cases
Launching a digital bank (neobank) from scratch in Uzbekistan in 1 year: complete IT infrastructure, Uzcard cards, lending, and microloans.
Source ↗
Technology
JavaKotlinSwiftPythonTypeScriptKubernetesDockerJFrogPostgreSQLCassandraRedisMinIOElasticsearchApache CamelApache KarafActiveMQ ArtemisKeycloak