Crystal Spring

OutsourcingProduct vendorConsultingMobile appsPayments & processingSystems integrationData & AI🇰🇿Kazakhstan

Developing internet and mobile banking and fintech solutions for Kazakhstan banks

Founded: 2011
Headquarters: Almaty, Kazakhstan
Team: 50+

About the company

Crystal Spring is an Almaty-based software developer for banks and fintech, operating since 2011. Core areas include custom internet and mobile banking development, business process automation (BPMN 2.0, Camunda), payment solution integration (Visa, Mastercard, UnionPay), AI agents, and IT consulting. Proprietary products feature the Crystal IBN digital bank platform (web and mobile apps, integration with Colvir, ЦФТ, and Misys core banking systems), the Crystal ВЭД currency control automation system, a universal service bus, and the Spring Ecom e-commerce solution. According to the company, clients include Halyk Bank, Freedom Bank, Tenge Bank, and Jusan Bank, with over 1 million end users utilizing its solutions. Crystal ВЭД was implemented at Народный банк Казахстана (2022–2023) and Freedom Bank (2024–2025). The team consists of over 50 engineers, architects, and analysts, serving Kazakhstan and Central Asian markets.

Founded

2011

Headquarters

Almaty, Kazakhstan

Team

50+

Country

Kazakhstan

Products

Crystal IBN

Digital banking platform for retail and corporate clients: web and mobile apps, payments, transfers, digital signatures; integration with Colvir, Biskvit, CFT, and Misys core banking systems.

Crystal ВЭД

Software for currency control automation: currency contract registration, SWIFT transfers, SWIFT GPI; built on Camunda.

Mobile apps for banks

Banking apps for retail and corporate clients.

Universal service bus

Integration bus connecting banking platforms and services.

Visa Direct & P2P Connector

Integration solution for Visa Direct, Mastercard, and money transfer networks.

Spring Ecom

Solution for e-commerce transactions and online payments.

HoReCa solution

Order and delivery management platform for supermarkets, cafes, and restaurants.

Electronic queue

Customer queue management system.

Services

Software development for banks

Building services, platforms, and mobile apps for banks from scratch.

Business process automation

BPMN 2.0 modeling and BPM system configuration: credit pipelines, onboarding.

Payment solution integration

Connecting Visa, Mastercard, and UnionPay payment gateways with PCI DSS compliance.

Mobile app development

Full cycle: from UX/UI to App Store and Google Play publishing, native and cross-platform development.

AI agents for business

Chatbots and scoring systems to reduce staff workload.

Integrations for banks and fintech

Connectors and data flows between core banking systems, CRMs, and scoring systems.

IT consulting and architecture

Infrastructure audit and digital transformation roadmaps.

Trust and facts

Clients and cases

Halyk Bank

Freedom Bank

Tenge Bank

Jusan Bank

Kazpost

Crystal ВЭД at Halyk Bank of Kazakhstan: currency contracts and SWIFT transfers (2022–2023)

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Crystal ВЭД at Freedom Bank: currency control automation (2024–2025)

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Mobile bank for Bank of Astana (2015)

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E-commerce solutions for Jusan Bank and Kazpost (2018)

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Technology

JavaSpringGoReactAngularCamundaPostgreSQLMySQLOracleiOSAndroid

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